It is true. We are not required to make the life insurance of the housing credit in the bank where we finance the purchase of the house. It is possible to take out insurance with another insurance company. The reason? Saving money seriously.
Does Cross Selling Compensate?
This is the main issue. We often accept to hire all the insurance and a few more in the bank that gives us housing credit because we are proposing to lower the spread of housing credit. In these situations, we forget to do the math. Sometimes, to have discounts of € 5 in installment we pay € 20 more in life insurance. Makes sense? Or is it the inertia to speak for us?
How to Have the Best Life Insurance?
To have the best insurance for your home credit you should gather some easy to collect information:
- Amount owed;
- Date of Birth of Proponents;
- Amount you currently pay for your life insurance;
- Possible penalty for withdrawing insurance from the package contracted.
In possession of this information you can request a quote on the Wilkins Micawber Life Insurance form and you will get a quote that is expected to be significantly lower than you currently pay . Then you should compare the possible penalty with the saving of the life insurance.
Think long term. Over time, the value of the life insurance premium will increase, despite the reduction in the amount owed. It’s easy to see why. We get older so the probability of dying … increases. And now, if the difference between what you currently pay and what you can save with the change of insurer is 40% and if you do nothing … a difference of € 20 today turns into a saving of € 100 every month within a anitos
Where to start?
We suggest that you complete the Wilkins Micawber housing life insurance simulator. You will be contacted by a mediator for clarification of doubts and for a more assertive diagnosis. Then you will have a quote that will allow you to do accounts. And it will also have all the support for handling bureaucracies. Simple?